Selling Property Without A Survey

If you want to sell your home without a survey, you should be prepared to experience some extra challenges with finding a buyer.

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Your top questions when selling property without a survey

✅ When I'm trying to sell a home, what does it mean to get a survey?

Surveys are effectively assessments of a house or flat that you’re trying to sell. Whilst there are varying levels of surveys, generally they will look at a host of factors relating to the property’s structural integrity, condition, any faults and other factors. Surveys can uncover problems that may include asbestos, infestations, the presence of Japanese knotweed and more.

✅ Is a survey required by law before I'll be able to sell my house or flat?

No, there is no specific law or regulation issued by the UK government that mandates the existence of a survey before you can proceed with selling your property – and some sellers would prefer not to have this assessment done. But you should be aware that the lack of a survey can complicate the sale of a home for buyers and for mortgage providers.

✅ Can a buyer get a mortgage for a property if it doesn't have a survey?

A buyer might find it difficult to convince a mortgage company to approve a loan to purchase your property unless they can get first get a survey done for it. That’s because the home loan provider will be wary about the lack of a survey and worry that there could be major faults with the home that remain uncovered and that could jeopardise reselling it in the future.

✅ What are the main reasons why a buyer would want a survey for my home?

Being able to get approved for a mortgage is one of the primary reasons why a buyer might want to have a survey done on your house or flat before they make a serious offer on it. Another top explanation for why many buyers will want a survey is that they’ll rely on it to detect any potential significant problems with the home, such as damage to its structural integrity.

✅ What are some explanations for why a homeowner might not want a survey?

There are a handful of justifications for why the owner of a property could not want a survey to be done before selling. One explanation is that they could worry the survey will detect a problem that will be a dealbreaker for many potential buyers, and the assessment creates a record of this. Other sellers may view surveys as too expensive if they are asked to organise one.

✅ How much will I pay in commission to sell my property without a survey?

If you sell your home using the services of an estate agent then they will usually charge a fee between 1.15 percent and 1.40 percent of your home’s final sale price, whilst an auctioneer often charges commission at 2.5 percent. But if you decide instead to sell your home without any help or to a no-fee quick buyer like LDN Properties then you’ll avoid paying commission.

✅ What is the fastest approach to sell a house or flat that doesn't have a survey?

Usually, you’ll find that the swiftest way to sell your property without a survey is contacting LDN Properties or another quick buyer, because the process will only take a few weeks and that includes paying the sale proceeds to you and exchanging contracts. Expect to wait many months at least when selling with an estate agent, on your own or at an auction.

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